Wednesday, March 19, 2008
Value Money 11:29 PM

I worked up my 2008 Estimation Account n realised that actually I do not have much money to spend!

Decided to be more organised so as to better control my own financial (hehe~), I worked up an account using excel. And above is the conclusion I gathered. U will b too shocked if u see the expected saving figures. It's too little! :'(

More than half of my money goes to tuition loan every mth. Yes, this is how BIG the amount as I choose to repay more every mth so I will be free of debt sooner.

Apart from tt, I oso set an amount for enrichment. Planning to take some courses of interest or courses benefit to my career. :) Anyone wanna take jap? inline skating? makeup? violin??? haha~ Currently, the list is more of interests currently as I decided to relax for a yr b4 taking other work related courses.

Then another amount for shopping trips n entertainment. And an amount for lunch n transport which are more or less fixed, I can squeeze the budget for there.

hai~

haha~ Definitely I will value money more after I started working. :p
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